List of health insurance companies in india

Top 10 Health insurance Companies in India, LIC के सभी पॉलिसी होल्डर, बीमा सलाहकार और यहाँ काम करने वाले कर्मचारी को एक देश बनाया जाये तो यह देश का पांचवां सबसे बड़ा देश हो जायेगा। इससे अंदाज़ा लगाया जा सकता है इन्शुरन्स कितनी बड़ी इंडस्ट्री है? देश विदेश कई इन्शुरन्स कंपनी काम कर रही है. इन्शुरन्स भी कई तरह का होता है जिसमें से एक Health Insurance है. Top 10 best government and private health insurers in Mumbai, Delhi, Chennai, Bangalore, Pune and other cities providing cashless medical claim.

top 10 health insurance companies in india

किसी भी इन्शुरन्स कंपनी की वैल्यू Insurance Claim Settlement Ratio और Claim Amount Settlement Ratio से तय किया जाता है. शायद यह प्रश्न उठ रहा हो Insurance Claim Settlement Ratio और Claim Amount Settlement Ratio क्या होता है?

Insurance Claim Settlement Ratio

इन्शुरन्स बचत का बहुत अच्छा तरीका नहीं है. ज्यादातर इन्शुरन्स पॉलिसी डेथ क्लेम के नाम पर ही बेचा और ख़रीदा जाता है. इन्शुरन्स का मतलब सुरक्षा से है. कई कंपनी इन्शुरन्स पॉलिसी बेच रही है. ऐसे में अच्छी कंपनी का तालाश सभी को है. इन्शुरन्स सुरक्षा के लिए है इसका मतलब विषम परिस्थिति में यह सुरक्षा भी देती है. 100 Claims में यह कितने क्लेम का भुगतान करती है. जो कंपनी सबसे ज्यादा क्लेम भुगतान करती है उसका Claim Settlement Ratio ज्यादा होता है. हमेशा ऐसी कंपनी का के साथ इन्शुरन्स लेनी चाहिए।

Claim Amount Settlement Ration

कुछ कम्पनीयों का Claim Settlement Ratio बहुत अच्छा होता है  लेकिन, इनका Claim Amount Settlement Ratio अच्छा नहीं होता है. एक उदाहरण से इसे समझते हैं. 100 Claim का Payment करना है. इसमें से 90 ऐसा इन्शुरन्स है जिसका Claim Amount 5 लाख से कम है. 4 ऐसी पॉलिसी है जिसका Claim Amount 10 लाख से ज्यादा है और 4 पॉलिसी का Claim Amount 50 लाख से ज्यादा है और 2 पॉलिसी का 1 करोड़ से ज्यादा है. यहाँ इन्शुरन्स कंपनी कुछ चालाकी करती है. जिसका क्लेम अमाउंट कम है उसे पेमेंट कर देती है. जिसका क्लैम अमाउंट ज्यादा है उसे पेमेंट करने से पहले कई terms n conditions चेक करती और रिजेक्ट कर देती है. ऐसी कंपनी का Claim Settlement Ratio तो अच्छा होता है. लेकिन, Claim Amount Settlement Ratio कम होता है. किसी भी इन्शुरन्स कंपनी से पॉलिसी खरीदने से पहले इन बातों का जरूर ध्यान रखें और अपने एजेंट से पूछें।

Case Study एलआईसी इन्शुरन्स सेक्टर की सबसे बड़ी कंपनी क्यूँ है?

Top 10 health insurance companies in India

यहाँ Claim Settlement Ratio और Claim Amount Settlement Ratio के आधार पर यह तय किया गया है. आपने किस कंपनी का हेल्थ इन्शुरन्स ख़रीदा है और क्या आपका बीमा सलाहकार इसके बारें में आपसे बताया है? कमेंट में जरूर बताएं और अपने बीमा सलाहकार से इसके बारें में जरूर पूछिए।

Apollo Munich Health Insurance

Apollo carries a very good reputation and has been preferred by many healthcare experts. Apollo Munich Health Insurance Company had an outstanding record of Incurred Claim Ratio, and it has brought additional benefits like portability and lifelong renewability options in its existing health insurance plans. Apollo Munich Health Insurance company is a joint venture between the Apollo Hospitals Group and Munich Health, part of Germany’s Munich Re.

Star Health & Allied Insurance Company

The company has an in-house claim settlement procedure to deal with cashless hospitalization facility. Star Health And Allied Insurance Company of India refers to be the first standalone health insurance company that great deal in personal accident, health insurance, and travel insurance as well. The company also received the “Claims Service Company of the year 2014” award among 28 General Insurance Companies who were there in the list of nominations. Star Health & Allied Insurance Company is a joint venture between Oman Health Insurance Company, ETA Ascon Group and a few veterans of the country boasts.

Oriental Health Insurance Company

Oriental Health Insurance is one of the oldest health insurance companies in India. The company has evolved its insurance model to meet the needs of its growing audience. Apart from India the insurance company has a stronghold in Dubai, Nepal, and Kuwait. It offers Cashless hospitalization is available in more than 4300 hospitals. This company gives an option to the insurer to renew the health insurance plans for a lifetime.

List of life insurance companies in India

Max Bupa Health Insurance Company

Max Bupa is one of the best-known insurance companies in India. which is offering a wide range of products to cater to the different needs of consumers. It is a joint venture between Max India Limited and UK based Bupa Finance PLC, UK brought into existence in 2010.

ICICI Lombard General Insurance Company

It is one of the most renowned insurance companies in India. ICICI Bank and Fairfax Financial Holdings started this general insurance company as a joint enterprise. For its seamless claim settlement services, the company was accredited with iAAA rating from IRDA. It provides Lifetime health insurance renewal and Cashless hospitalization at any of the network hospitals.

SBI Health Insurance Company

SBI General insurance company is basically a joint venture among State Bank of India and Insurance Australia Group (IAG). SBI owns 74% of the total capital whereas the IAG carries 26%. At present, SBI General Insurance Company is providing coverage against travel, health, motor, personal accident and home insurance for individuals and group personal accident, group health, marine package, construction & engineering for businesses. SBI Health Insurance Company has issued 198876 policies. SBI health insurance plans are designed to offer you and your family the best possible medical treatment at the time of need.

What is NPA in Hindi एनपीए क्या होता है?

Religare Health Insurance Company

It is one of the special health insurance company engaged in providing different health insurance products. The Religare enterprises, Corporation Bank and Union Bank of India are strong shareholders of the company. It is being regularly appreciated and promoted by the Fortis Hospitals. Religare Health Insurance Co. Ltd. is excelling in a business environment that is driven by serviceability.

Bajaj Allianz General Insurance Company

It is also a joint venture that takes place between Bajaj Finserv Limited (recently demerged from Bajaj Auto Limited) and Allianz SE has some health products up its sleeve. Bajaj Finserv which carries 74% and the remaining 26% is held by Allianz, SE. Bajaj Allianz General Insurance Company has some health products that are very beneficial for customers from a particular age group. The 3 major health insurance products are Health Guard, Silver Health, and Star Package. Bajaj Allianz Insurance Company was the first to provide captive TPA services with certain additional benefits.

National Insurance Company

It is a public general insurance company that has a network of 6000 hospitals. The company offers an extensive variety of health insurance products. The most popular health product offered by the company is Varishtha Mediclaim for senior citizens.

फाइनेंस क्या है What is Finance in Hindi

New India Assurance Company

New India Assurance Company is a fully owned company by the government of India has been in operations since 1919 and is most famous for its Mediclaim policy. This company is offering great products at a comparatively low price. It is allowing common people to get needful healthcare plans at an affordable price. It operates in 22 nations of the World.

You May Also Read

Top 10 Android Apps of the Indian Government

Top 10 NBFC Companies in India

सिप कैसे काम करता है? SIP kaise kaam karta hai

एजुकेशन लोन क्या होता है, एजुकेशन लोन के लिए अप्लाई कैसे करें?

बैंक अकाउंट में पैसे भेजने के लिए एंड्राइड एप्लीकेशन

Top 10 Health Insurance Companies in India इस पोस्ट में Claim Settlement Ratio और Claim Amount Settlement Ratio के आधार पर हेल्थ इन्शुरन्स कंपनी का लिस्ट पब्लिश किया गया. यह Ratio घटता-बढ़ता रहता है. इसीलिए कभी भी किसी भी तरह का इन्शुरन्स पॉलिसी खरीदने से पहले कंपनी के बारें में यह जानकारी बीमा सलाहकार या इंटरनेट की माध्यम से जरूर पता कर लें. अन्य किसी जानकारी के लिए कमेंट करें।

Subscribe for Quick Update

About the Author: Guruji Tips

Guruji Tips is a website to provide tips related to Blogging, SEO, Social Media, Business Idea, Marketing Tips, Make Money Online, Education, Interesting Facts, Top 10, Life Hacks, Marketing, Review, Health, Insurance, Loan and Internet-related Tips. यदि आप भी अपना Content इस Blog के माध्यम से publish करना चाहते हो तो कर सकते हो. इसके लिए Join Guruji Tips Page Open करें. आप अपना Experience हमारे साथ Share कर सकते हो. धन्यवाद !

Related Post

Leave a Reply

Your email address will not be published. Required fields are marked *